On my brief perusal, the eBook for Undergraduate Education in Radiology (developed by the European Society of Radiology) seems like a great and entirely free first radiology book for medical students and first-year residents. In particular, the sections I looked at included a great first pass of high-yield anatomy. Strongly recommended.
How amazing does this new retro NES-themed mechanical keyboard look?
And an included separate pad with two huge programmable buttons?
That’s a great way to toggle dictation or almost have fun navigating Epic.
Radiology is as popular as ever with medical students and enjoyed a very competitive and completely-filled match last year. But I also know that students and residents–because they keep asking–are wondering: Given ChatGPT and other recent seemingly rapid advances in AI, is radiology still a viable career choice?
Yes, I think it is still viable.
Let’s open with two quotes.
Radiology & AI: It’s Complicated
Back in 2016, Geoffrey Hinton, a deep learning pioneer and Turing Award winner, famously said: “People should stop training radiologists now–it’s just completely obvious within 5 years deep learning is going to do better than radiologists. It might be 10 years, but we’ve got plenty of radiologists already.”
Here in 2023, we know that Hinton was wrong (and that he didn’t really understand radiology). Radiologists were not replaced in 2021 and aren’t on track to be replaced in 2026. Turns out that medical imaging is a little more complex than a challenging CAPTCHA. And, we’re currently quite far from having plenty: there is a worsening worldwide shortage. Forecasting is very difficult, but the nature of silly predictions is that the silly predictor can always say the prediction is still “correct” and that just the “timing” is wrong.
The second quote is from Roy Amara in the 1960s, which is commonly known as Amara’s Law: “We tend to overestimate the effect of a technology in the short run and underestimate the effect in the long run.” We could consider Amara’s Law to be a combination of the Hype Cycle (with its inevitable short-term disappointment) and Compounding (long-term geometric growth).
I think Amara had it right, and his “law” helps explain why Hinton was wrong. It’s easy to get swept away by new technology and easy to mistake early progress and extrapolate rapid changes. But the last mile problem is real. Developing a suite of very useful narrow radiology tools is one thing; combining all of these tools to fully replicate a wide variety/complex series of interpretive and communication tasks while requiring no trained human oversight in order to fully replace radiologists is another. The second half of Amara’s Law also explains why the glib dismissal of AI based on its current failings is also misguided.
(But as an aside, can we just acknowledge that even just the software integration components of this are no small feat? Anyone who has worked with medical enterprise software is fully aware of just how behind the whole industry is with its poorly realized walled gardens compared with consumer software. Do we really think that somehow AI is going to make these large commercial vendors magically start producing high-quality products that can reliably talk to one another? For example, Nuance, maker of Powerscribe and now owned by Microsoft, is now mostly a sales company peddling a “new” expensive product upgrade (Powerscribe One) that is widely considered worse (slower, buggier, and less accurate) than the very old Powerscribe 360 it was designed to replace and that still doesn’t play nicely without other software. Obviously, people are making progress in the industry, but let’s not pretend that a hallucinating chatbot approaches the kind of six sigma reliability required for autonomous healthcare. Even when the underlying technology works, just getting things deployed effectively will be a multi-year process. This is hard stuff, and the real world is not a kind environment. If it were easy, everything wouldn’t suck so much. That aside, AI is obviously happening and it is going to change our world.)
Dan Elton summarized the most likely situation for those currently practicing and in training well in his substack “AI for medicine is overhyped“:
Automating much of radiology is very different than automating all of radiology. Weird anomalies and unexpected situations abound in medicine. As with driverless cars, a knowledgeable human in the loop will be needed for a long time. It’s hard for me to imagine scenarios under which could AI could wholesale replace everything radiologists do in the next 20 years just using today’s deep learning. Of course it is technically possible, but given the amount of work needed to train a system to do one narrow thing at the human level right now, it’s hard to imagine it happening. Foundation models for medical imaging could help, but will be hard to create. Radiologists can identify hundreds of different types of diseases across many image modalities (MRI, CT, chest X-ray, other X-ray, mammography, ultrasound, PET, SPECT) and also have a detailed knowledge of what variations of anatomy are normal vs anomalous. Instead, barring a major AI breakthrough, what is likely to happen is that radiologists will work with an AI copilot that consists of a panel of specialized models that each do one narrow thing. The data from that AI panel will help the radiologist do their job better by catching things that radiologists frequently miss and will also make radiology more quantitative by providing measurements like volumes and diameters of lesions, volume of visceral fat, volume of plaque, etc. Eventually, reading a scan will become faster with AI taking on a lot of the work, freeing up time for today’s overworked radiologists to interact with patients more.
Patient interaction perhaps not so much outside of breast imaging or a very big change to care delivery, but the thrust here is probably the reality we’ll see. The whole essay is a good read. Any radiologist who stubbornly argues they don’t want to be augmented is off the mark. I don’t have magical calipers when I measure lesions, and there are plenty of other tedious tasks where the value I add is a small part of the time I spend. AI is neither better than radiologists in real life nor useless, and that’s the reality we’ll need to operate under for the near future.
It’s impossible to know how the many, many coming tools will change the job market and reimbursement. We still haven’t even figured out, in general, who should/how to pay for AI tools and how they will affect medicolegal liability.
Forecasting is hard:
- Will this be a Goldilocks situation allowing the current number of radiologists to handle rising imaging volumes? Maybe. (Seriously, I think the AI doomists too easily discount the possibility that—for an indefinite period—imaging volumes will continue to increase and AI will just help us meet it.)
- Will we still have too few radiologists? If so, for how long? Will there be a window for mid-level encroachment to gain a foothold or will AI come fast enough to keep imaging largely in radiologists’ hands?
- As tools evolve, when will we see a surplus of radiologists that will drive reimbursement down? Or, will changes happen gradually enough for us to tweak the training pipeline?
- For how long will AI’s often comical failures require an extremely well-trained radiologist to catch and counteract, or will this eventually open the doors for more specialties to get into diagnostic imaging? How can we effectively combat automation bias?
These are the kinds of predictions that are very, very hard to make. They aren’t even mutually exclusive.
But: Most of them will certainly take years.
Baseless Predictions
So, for those just entering radiology training and wondering more concretely about the field’s prospects: I suspect the job will look different 10 years from now, but probably not too different by the time you start independent practice. It may look very different 20 years from now. But is change always bad?
I’d venture in that more intermediate term we will see efficiency gains–and perhaps those will even alleviate the radiologist shortage before mid-levels are allowed to read too much imaging–but I think it will be a while still before there is a surplus. How long is a while? That’s purposefully vague. I won’t pretend to know how fast things are likely to happen. I don’t think anyone does. Even vague timelines are based on such a flimsy ever-shifting foundation that they’re barely more than arbitrary. How does one even predict how any part of the economy will adapt to these changes? Despite our dark rooms, radiologists don’t practice in a vacuum insulated from everything else going on in healthcare.
Shorter hours? Better jobs? More clinician and patient contact? Greater oversight over the imaging pipeline? Or just raw devaluation to a rubber-stamping cog in the ever-declining reimbursement machine? It’s not hard to find smart people in both camps.
(It’s also worth pointing out the obvious: we will see changes in a lot of fields that won’t be limited to imaging. While LLMs like ChatGPT have some amazing abilities, these are easier to use in other industries and more meaningful for non-interpretive tasks (parsing stuff in the EMR, generating summaries, dictation, and text prediction). The big short-term impact we will see in radiology with products based on GPT and similar models is streamlined radiology report generation (competitors for and/or extensions to currently available dictation software) and being able to cull through an incredible amount of written radiology report data to help make imaging training datasets. It will be much cheaper and easier to build more narrow models (i.e. not just fractures, filling defects, and hemorrhage) without relying on big improvements to the relatively stagnant current state of computer vision.)
Most people remain unconvinced that combining a gazillion models and chatGPT and suddenly there’s no role for humans in radiology. For example, here are the results of a recently published survey of 331 non-radiologist clinicians:
The need for diagnostic radiologists in the coming 10 years was expected to increase by 162 clinicians (48.9%), to remain stable by 85 clinicians (25.7%), and to decrease by 47 clinicians (14.2%). Two hundred clinicians (60.4%) expected that artificial intelligence (AI) will not make diagnostic radiologists redundant in the coming 10 years, whereas 54 clinicians (16.3%) thought the opposite.
Ultimately, neither the narrow-AI vision models nor the general-purpose LLMs are artificial general intelligence. They can’t adequately do cross-domain tasks, and they have to be spoonfed to learn the right things. Even when they perform as well as a human in a task (and in real-world practice, so far they don’t), the data so far is that the combination of the AI and a human performs better (or, perhaps, that AI may be able to adequately screen out a fraction of normal cases). Performance will undoubtedly improve over the long term, but–despite what Hinton argued–it’s not “obviously” on track to take over by 2026.
Lastly, if we do eventually enter a world where the need for rads is very small, it will likely be amidst broader changes to the workforce and economy. When/if that happens, I believe–entirely without any factual basis–that we will see a pipeline to alternative careers in medicine that will not require a huge burden of time and money. Retraining for those in industries affected by machine learning is going to be a thing, and I don’t think radiology changes in a vacuum.
But, in the meantime, there’s a very good chance that AI will help make radiology a very very good job before it becomes a bad one.
So What is a Young Radiologist To Do?
For starters, ignore most of the news.
With all the hype, AI is currently enjoying a lot of attention, and AI speculators (and grifters) are getting their time in the spotlight just like the Crypto Bros before them. Every time someone like Hinton says we should stop training radiologists, they are hurting patients. The absolute reality is that we need to keep training radiologists and every other kind of doctor until we don’t. We really should not be making granular long-term predictions when it comes to staffing “essential services.” The downsides of being wrong aren’t acceptable.
Radiologists are absolutely critical to healthcare, and the possibility that one day they might not be shouldn’t dissuade you from pursuing a career you are genuinely interested in.
It does, however, make a lot of sense in these tumultuous and uncertain times to be financially conservative: try to get out of debt, live within your means, save for retirement, etc. I don’t think the fact that your career is likely to change substantially over the next 20 years means you should abandon radiology.
I am biased, but I would also argue that the suspected inevitable eventual workforce adjustment is another reason why it’s not a bad idea for those trainees leaving academia to pursue being a partner in an independent practice and not an employee for a company that would be happier if you didn’t need to exist, that would love to use AI to make you practice dangerously, and will absolutely take any and all extra revenue you generate through that increased efficiency when the labor market allows. (I’m sure some of you are tired of the frequency of private equity-related content here recently; well, me too). There is probably no job less secure in radiology than an employed teleradiology position for a large national company.
Just don’t take that conservatism too far: you don’t need to work like crazy now to protect yourself from uncertainty. You still need to actually live and hopefully enjoy your life, be present for your family, stay active, and have hobbies that recharge your batteries. Otherwise, what’s the point? You shouldn’t just plan for the future at the expense of today.
Ultimately, we don’t yet know whether machine learning tools will usher in the techno-utopia AI evangelists have dreamed of or instead help us sink further into a pseudo-capitalist oligopolistic hellscape.
The pace of that change–in either direction–is firmly outside of your locus of control. So this is my only strong advice: figure out what your good life would look like, and try to build it.
$39 billion of student loans were forgiven tax-free this month.
If you have any FFEL, Perkins, or Health Education Assistance Loan (HEAL) Program loans, please check out the IDR Waiver FAQ. You have until the end of 2023 to do a Direct Consolidation to make those loans eligible for loan forgiveness programs and count previous payments without resetting the clock.
Filed under things I really want but for way, way cheaper: Project E Ink’s “$2500 e ink art piece that displays daily newspapers on your wall.”
From MONETIZING MEDICINE: PRIVATE EQUITY AND COMPETITION IN PHYSICIAN PRACTICE MARKETS, a report by the American Antitrust Institute:
Price increases associated with PE acquisitions are exceptionally high where a PE firm controls a competitively significant share of the local market. When we focus our analysis on markets where a single PE firm controls more than 30% of the market, we find further elevated prices associated with PE acquisitions in each of the 3 specialties with statistically significant results, for gastroenterology (18%), obstetrics and gynecology (16%), and dermatology (13%).
Discussed in the NYTimes here.
This chart comes from a Joint Commission paper on Physician Task Load and the Risk of Burnout:
It reads like a meaningful comparison, but the data is actually just self-reported from a survey of different specialties. It is a (nonetheless flawed) reflection of how these groups of doctors viewed themselves, their work, and its challenges.
The paper came out in 2021 but this feels dated. I think Time Demand (which is not overall hours but rather “how hurried or rushed was the pace of the workday?”) would be higher now for many specialties, including mine. It’s a different world out there with the physician shortage and a strong corporate practice model.
I also wonder about the impact of Physical Demand on PTL here. For so many doctors, it’s precisely the lack of a physical component (i.e. being sedentary/anchored to a computer all day) that is a negative factor.
Jeff Goldsmith in “What Can We Learn from the Envision Bankruptcy?“:
Strategically, the Envision bankruptcy raises anew the question of whether there are economies of scale, and investment returns to scaling, in healthcare. Certainly the conventional wisdom argued that large firms like Envision had the ability to recruit and retain clinicians across vast geographies, and negotiating power with the large insurers that increasingly dominate key insurance sectors like Medicare Advantage and Managed Medicaid.
Envision’s demise strongly suggests that the power balance-both political and economic- has tipped decisively in the direction of payers like United. Rising interest rates, the increasing scarcity of clinicians as workaholic baby boom vintage docs and deepening financial challenges for the ultimate customers of many of these companies, namely hospitals, suggest that we may have reached an inflection point in the viability of many private equity physician care models, with their 4-7 year holding periods and a succession of owners. Current owners might find it increasingly difficult to exit their positions.
A few years ago, nearly every radiologist completed a fellowship. It wasn’t so long ago that the job market was so tight there was a real concern that doing two back-to-back fellowships was going to become the norm.
Oh, how times have changed.
Recently I’ve been asked by several readers if I thought that fellowships were still necessary given the current radiologist shortage and white-hot market. Are practices desperate enough to hire general radiologists fresh out of practice?
Well, the short answer is no, fellowships are not strictly necessary. Absolutely some practices are hiring straight out of residency. We had one of our residents go straight into practice a couple of years back even. There’s a real opportunity cost to training for another year, and we shouldn’t pretend there isn’t.
But here was my longer answer:
There are absolutely places/groups in the country that are willing to take non-fellowship-trained general radiologists, but I believe going without a fellowship will still significantly limit your options fresh from training. I don’t foresee a world where this changes regardless of the current shortage.
Want something more than just my opinion? Well, I did do a completely unscientific informal Twitter poll of practicing radiologists. I asked:
Radiologists, in the current job market, are your institutions/groups *currently* *generally* willing to hire candidates straight from residency without fellowship?
Yes (no fellowship): 44.9%
No (fellowship required): 55.1%
So can you go to work without a fellowship? Absolutely.
Are you closing doors if you skip one? Absolutely.
Anecdotally, fellowship is probably least needed for the job most in demand: ER work, especially swing shifts and deep nights.
* * *
I think the only hope for a more efficient future is if more subspecialties begin tracks within residency like nuclear medicine, allowing for a “complete fellowship” experience/equivalence during the normal residency term. Though as a practical matter it seems absurd to place so much value on a one-year process after longer training, ultimately there is a difference (pro and con) between doing something for the majority of a year and not bouncing from month to month like we do as residents.
Out in practice and in the context of a long career, ultimately, there is a substantial difference in performance between those who practice subspecialized radiology working a lot within their subspecialty and most generalists. There are a ton of general radiologists practicing general radiology–and the world absolutely does need a lot more general radiologists–but there is also a big demand for subspecialty reads. The ordering providers want it, and various “quality” entities and certifying bodies (e.g. Covera Health) are also looking for it. So a significant number of our workforce does need to have those robust skills, and most residents really don’t have the reps to do subspecialty level MR interpretation without some additional focus.
Yes, in the long term, how you practice will matter so much more than that 1-year fellowship, but in the short term, it’s still considered a meaningful proxy for your strongest area and the hole you can fill for a practice. (Also, yes: when that hole is general or ER radiology, one should even acknowledge that a fellowship without significant moonlighting could actually detract from your overall skillset. Nonetheless, it’s a stretch to suggest that therefore you shouldn’t do a fellowship).
The level of neuroradiology I practice–such that it is–is 100% from doing a ton of neuroradiology as an attending and not from what I learned in fellowship. But the outside world doesn’t really know that. The outside world likes labels.
In the world to come where AI, non-radiologist physicians, and midlevel providers may play an increasing role in imaging interpretation in the future, radiologists will also likely need to perform at that higher level to maintain their edge/prove their value. We could make residency training more efficient by allowing residents to specialize earlier and focus their training, but the potpourri approach we currently use–especially where many residents are spending a significant fraction of their final year doing mandatory breast imaging and some nuclear medicine– isn’t going to get us there.
* * *
But back to the current reality:
To give you an idea, a group like mine would love to hire more people (seriously, it really is a very tough job market). But we are a large subspecialized group and have not/would not compromise on fellowship training for a recent graduate.
So, yes, in the short term, sure, there is absolutely work out there. Especially for ED coverage and general radiology. It may even always be there. But–reasonable or not–not everywhere.
The Biden student loan forgiveness plan was blocked by the Supreme Court, but the new repayment changes are currently (and will likely stay) alive and well. The “New REPAYE” plan has been rebranded: SAVE (“Saving on a Valuable Education,” in case you were wondering).
Here are the take-home points, mostly courtesy of this brand new White House briefing:
Lower Payments for Undergrads
For undergraduate loans, cut in half the amount that borrowers have to pay each month from 10% to 5% of discretionary income.
SAVE–like PAYE and REPAYE–uses 10% of discretionary income for graduate borrowers as well as a weighted average of those numbers if you have debt from both undergrad and grad school.
Lower Payments for Everyone
Raise the amount of income that is considered non-discretionary income and therefore is protected from repayment, guaranteeing that no borrower earning under 225% of the federal poverty level—about the annual equivalent of a $15 minimum wage for a single borrower—will have to make a monthly payment under this plan.
Discretionary income is currently defined as 150% of the poverty line. This change will decrease payments for all borrowers except those with very high incomes.
For example, in the continental US, the poverty line for an individual in 2023 is $14,580. This means the income excluded for a single person for PAYE/REPAYE is $21,870 and for SAVE will be $32,805.
In practice, this means that not only will PGY1 residents have $0 payments, a lot of PGY2 residents probably will too. A later years resident certifying an income of $60k for example would have their payment decreased from $318/mo to $227/mo under the new plan.
10-year Forgiveness for Low-volume Borrowers
Forgive loan balances after 10 years of payments, instead of 20 years, for borrowers with original loan balances of $12,000 or less. The Department estimates that this reform will allow nearly all community college borrowers to be debt-free within 10 years.
This long-term non-PSLF forgiveness takes place after 20 years for undergrad borrowers and 25 years for graduate borrowers, which is unchanged from REPAYE. This income-driven repayment (IDR) loan forgiveness is currently set to become taxable again in 2025 and is irrelevant for the majority of doctors.
A Full Unpaid Interest Subsidy
Not charge borrowers with unpaid monthly interest, so that unlike other existing income-driven repayment plans, no borrower’s loan balance will grow as long as they make their monthly payments—even when that monthly payment is $0 because their income is low.
This will be huge for residents, who often find themselves in the situation of “negative amortization” when their calculated monthly payments do not cover accruing interest.
The REPAYE unpaid interest subsidy waived half the unpaid amount; SAVE waves it all.
It also means those $0 payments interns typically enjoy yield an effective 0% interest rate. Amazing!
But furthermore, no matter what you owe, you’ll probably feel like you have a 0% interest rate loan outside of the mandatory monthly payment. Technically, our example resident with that $227 monthly payment would have an effective rate of 1.36% on a $200k loan balance (less than inflation = free money)
Truly, one of the great pains for residents–especially those with big loans–was to watch the amount they owed balloon while they slogged through training. No more! You might not make any progress, but your loans won’t grow.
The generousness of this combination–lower payments, waived interest, and more built-in forgiveness–has raised the possibility that some private companies will sue the government to shut this down. I don’t think they have a real chance of winning that case.
The unpaid interest subsidy also means that waiving the in-school deferment for undergraduate loans while in graduate school (or the deferment for any PLUS loans) would be also an easy way to save a lot of interest, as those loans would effectively become 0% interest rate while in school with a typical student’s income.
The Married Filing Separately Loophole
Not mentioned but still important: The Married Filing Separately Loophole, which was closed in REPAYE, has been reopened. This means that married borrowers can choose to file taxes separately in order to exclude their spouse’s income from the payment calculation.
This has historically been especially important for residents with high-earning spouses and has been a key reason to pick PAYE (and occasionally IBR) instead of REPAYE (discussed at length in the Maximizing PSLF chapter).
With everything else + the reopening of this loophole, SAVE is a great plan for borrowers and overall greatly simplifies student loan management.
The Payment Cap
The one important “loophole” of PAYE and IBR that remains closed from REPAYE appears to be the removal of The Payment Cap. With the older plans, your monthly payments were capped at the amount of the standard 10-year repayment even if 10% of your discretionary income would be a larger number. This created a PSLF boon for doctors with long training because even with their subsequent high income they would never “pay their fair share.” Even so, for the vast majority of people nationwide, SAVE will be better than PAYE.
The government’s plan is that SAVE replaces REPAYE, and they close PAYE and ICR to new borrowers. The intention is also to close PAYE to even current borrowers who simply want to switch starting summer 2024, but doing so would actually go against precedent, so we’ll see how that plays out when some of these operational details are finalized. If your income is set to rise high enough in the future for the payment cap situation to be relevant–and PAYE is closed–IBR (which is in the actual 2007 law passed by Congress) will probably always be available. We’ll know more when the plan is fully in effect.
For those currently in PAYE or considering choosing it now while still available, the only practical consideration that is relevant is this payment cap situation with regard to loan forgiveness. For doctors set on PSLF, one would need to compare the savings from lower payments during residency with the potential savings from capped payments as an attending.
As an example, the maximum monthly payment on the older plans for our hypothetical $200k borrower was $2,220. In SAVE, you only hit that amount with an annual income of around $330k. So the “optimal” choice depends on how much you borrow, how much you earn, and how many years of attending income you have before achieving PSLF.
This would mostly affect people with relatively high attending incomes relative to their debt. The most future-proof plan given the uncertainty of a medical career would be to choose SAVE, and that is what I suspect the vast majority of residents would choose even if they had the option. If nothing else, the lower payments during residency will probably impact your life more than lower payments as an attending.
For those with massive loan balances and plans for work that wouldn’t qualify for PSLF, then the payment cap consideration is also potentially relevant to the 25-year IDR loan forgiveness, but this is a very uncommon scenario for physicians (further discussed in this chapter).
Conclusion
Because the plan only improves upon REPAYE without downsides, all borrowers on REPAYE will automatically be switched over to the new plan:
Borrowers who sign up or are already signed up for the current Revised Pay as You Earn (REPAYE) plan will be automatically enrolled in SAVE once the new plan is implemented.
Easy peasy.
For recent graduates, the COVID payment freeze has been and the new SAVE plan will be a huge boon, even if the $10k student loan forgiveness that some residents would have received didn’t pan out.