Student loans are now depressingly the largest category of consumer debt outside of mortgages. In 2017, I published a book about managing student loans for medical students and doctors. In early 2018, I extensively revised that into a new book for a general audience. And they’ve been revised continually since then, most recently in November 2019.
So, there are two versions of this book on how to manage your finances and student loans: one for doctors, one for everyone else. These are around 45k words, so they’ll take a few hours to get through, but it’s time well spent. You could buy them on Amazon (print/Kindle) or Apple iBooks:
- Medical Student Loans–for premeds, medical students, and physicians (Amazon, iBooks)
- Dealing with Student Loans–for everyone else (Amazon, iBooks)
They’re good. Don’t believe me? Ask Dr. James Dahle, author of The White Coat Investor:
[Dr. White] does a fantastic job…I wish I had written the book. But more than that, I wish every medical school required it to be read before you could receive your first student loan.
Reviews on Amazon are greatly appreciated; they help get the word out and the information to more people.
Free Download
As of December 2018, you can also get them totally free by dropping your email right here.
You’ll receive an email with download options including mobi (Kindle), epub (iBooks and every other e-reader), and (printable) PDF. If you don’t see it, check your spam or “promotions” folders. If you don’t want to hear from me again, just immediately hit that friendly unsubscribe link I’ve conveniently included in the first sentence of the email. Poof. It’s like you don’t even know me.
Just Plain Free
Lastly, as of January 2020, you can also read the entire text for free right here on this very website. And that’s to shut down whatever excuse is stopping you from taking care of that brain mortgage, whether you don’t want a download from some stranger on the internet or you just really wanted a single webpage to win an argument with a friend.
Just because it’s free doesn’t mean it’s not priceless.
Table of Contents:
- Introduction
- Context
- A Student Loan Story
- Professional Advice
- Glossary
- Borrow Less and Save More
- The Purpose of Money
- The Power of Interest
- How Much Do You Owe (and to Whom)?
- How Federal Loans Work
- Federal Repayment Options
- Income-Driven Repayment
- REPAYE
- Further Facets of Income-Driven Repayment
- Federal “Direct” Consolidation
- The Pain of Forbearance
- Public Service Loan Forgiveness
- Maximizing PSLF
- Long-term Loan Forgiveness
- Other Forgiveness & Loan Repayment Programs
- Private Refinancing
- Paying Down Faster
- Taxes
- Contributing toward Retirement
- The Future
- The Workflow
- Good Luck
There are very few good resources for student loans and lots of misinformation. I wrote these books because no one else had. I hope you enjoy them.
If you’d like to support my writing, feel free to visit my support page and see if anything suits your fancy.